Verona, NY (My Sportsbook) - Jeff Overton shot a five-under 67 in chilly conditions Thursday to take the first-round lead at the Turning Stone Resort Championship.

Steve Allan and Michael Allen were a stroke off the lead at four-under 68, with Tag Ridings, Carlos Franco and Jason Day another shot further back at three-under 69.

There were 41 players overall within five shots of Overton's lead at Atunyote Golf Club.

Temperatures for the first round dipped into the low 50s -- it felt like mid-40s by the end of the day -- and it was expected to get even colder overnight, with showers forecast for Friday morning.

Players dressed appropriately in layers, emphasizing the PGA Tour's move from the end of summer and the FedEx Cup playoffs into the Fall Finish. This week marks the second event of the seven-tournament series to end the season.

"I had a shirt, I had a sweater, I had a jacket on with a beanie," said Day, who played in a winter cap. "It was cold out there."

Dealing with the low temperatures, Overton drew on past experience.

"It reminded me of the Big 10," said the former Indiana University standout. "I felt like I was back at IU -- the cold, the rain, the wind, everything was constantly changing.

"It reminded me of being back home and playing college golf once again."

A two-time All American at Indiana, the 25-year-old Overton collected six birdies with just one bogey in his first round. The bogey came on his fourth hole -- the par-four 13th -- and he rebounded with four birdies over his next five holes.

Overton played the par-fives at minus-three on Thursday, and his last two birdies came on the final two long holes. He birdied No. 5 to tie Allan and Allen, the rolled in a eight-foot birdie putt at No. 8 to take the lead by himself.

Like so many of the players entered into these Fall Finish tournaments, Overton is hoping to earn some much-needed money at the end of the season. He sits 142nd on the money list -- 17 places from the top-125 and a PGA Tour card for next season.

"It makes life easier when you can finish near the top and all you're thinking about is winning golf tournaments," said Overton, who is seeking his first win.

Allen is in a similar position: 132nd on the money list and looking for his first PGA Tour victory. The 49-year-old veteran grinder had an eagle, four birdies and two bogeys in his first round.

He was runner-up to Steve Flesch last year, earning enough money ($648,000) to jump from 154th on the money list to 89th.

"It's kind of like that desperation moment," said Allen. "You gotta perform, gotta compete. Maybe I'm better when my back's against the wall."

Allan, ranked 167th on the money list, collected five birdies against one bogey for his 68.